Read this report before giving-up on “dead” claims

Use ERISA protections to your advantage, make insurers follow the law

The Employee Retirement Income Security Act of 1974 (ERISA) requires health insurers to respond to claims in a timely manner. Failure to do so can mean the claim is eligible for immediate payment, explains Richard J. ­Quadrino, JD, founding partner with the law firm of Quadrino Schwartz in New York City.